Microfinancing

As a fintech solution provider, we directly address the challenges facing the modern lending and micro-financing industry. Through our innovative solutions, we streamline regulatory compliance processes, enhance credit risk management capabilities, facilitate seamless technology integration, fortify data security measures, and promote financial inclusion initiatives.
By leveraging cutting-edge technologies and expertise, we empower lenders and microfinance institutions to navigate economic volatility and foster responsible lending practices that drive inclusive economic growth and stability.
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Microfinancing Software Solutions that Change Lives

The microfinance solutions from Avenir Fintech, a sales & service arm of Kiya.ai , leverage the latest technological frameworks to build a robust platform suitable for remote and offline usage.

Avenir Fintech provides Kiya.ai ’s software solutions that have modern architectures for scalability, security, and ease of use. It can be deployed on the cloud as well as on-premises. The centralized server and dashboard provide consolidated monitoring and reporting across the different regions and branches of the MFI.

Built-in controls and audit trails ensure data security and operational transparency. The platform seamlessly syncs data from offline locations to the central server when connectivity is available.

At its best, microfinancing changes lives. It sparks hope, fueling people’s potential and resilience. Avenir Fintech is dedicated to providing microfinancing solutions for Kiya.ai that deliver a transformative impact for underserved communities.

Microfinancing Software Solutions that Change Lives

The microfinance solutions provided by Avenir Fintech leverage the latest technological frameworks to build a robust platform suitable for remote and offline usage.

Avenir Fintech provides software solutions built on modern architectures for scalability, security, and ease of use. It can be deployed in the cloud as well as on-premises. The centralized server and dashboard provide consolidated monitoring and reporting across the different regions and branches of the MFI. 

Built-in controls and audit trails ensure data security and operational transparency. The platform seamlessly syncs data from offline locations to the central server when connectivity is available.

At its best, microfinance changes lives. It sparks hope, fueling people’s potential and resilience. Avenir Fintech is dedicated to providing microfinancing solutions to deliver a transformative impact for underserved communities.

Key Modules of Microfinancing Services

Key Modules of
Microfinancing Services

01

Targets those most in need

Kiya.ai ’s Software automates lead generation, client onboarding, loan application review, credit checks, approvals, documentation, and disbursement to streamline and digitize the initial stages of the lending lifecycle.

02

Loan Management

Avenir Fintech provides Kiya.ai s software services that enable defining loan products, automatic EMI calculation, repayment schedules, disbursals, collections, overdue tracking, notifications, repayments, pre-payments, and rescheduling for efficient loan management.

03

Group Lending

The services by Avenir Fintech using Kiya.ai software support group loan applications, joint liability tracking, and documentation for group-based microfinance lending.

04

Micro-insurance

Avenir Fintech provides an option for integrating micro-insurance plans, premium calculation, collections, and loans.

Embraces technology

We use mobile and digital technology to make our services more accessible, efficient, and impactful.

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The Benefits of Microfinancing with Avenir Fintech

Multi-Entity and Multi-Currency Support

Facilitates the option to configure and manage multiple branches and entities of MFI with support for transactions in different currencies.

Center, Group,and individual customer registration

Facilitate both group loans and individual loans through a centralized database.

Workflow-based Lead origination

Our solution features standardized workflows for client onboarding, loan applications, and loan transfers or recoveries, streamlining the entire lending process.

The Cash management

Our microfinance solutions enable efficient tracking and control of every transactional cash flow.

Regulatory & MIS reporting

Our solution provides data for regulatory compliance and provides valuable business insights through comprehensive reports and analysis.

eCO onboarding platform

With electronic customer onboarding, financial institutions can seamlessly conduct paperless, location-independent, and cashless customer acquisition and servicing through tablet/mobile devices.

A Commitment to Lasting Change

At Avenir Fintech, our commitment to microfinancing is deeply rooted in our desire to uplift individuals and communities, offering pathways out of poverty. We are driven by a mission to deliver technology solutions that drive systemic, lasting empowerment, benefiting those who need it most, including women, minorities, immigrants, rural populations, and other marginalized groups lacking financial access.

Through our tailored microfinancing software, we extend services to underserved communities with the greatest need, ensuring no one is left behind.

By embracing technology and innovation, we optimize efficiency, expand opportunities, and promote inclusion for the underbanked. Our solutions leverage the power of technology to bridge the gap, offering a balance between sustainability and adaptability to meet the evolving needs of our clients.

At Avenir Fintech, we envision a world where microfinancing empowers individuals and communities to achieve financial independence and thrive.

Frequently Asked Questions

A: We offer a wide range of software solutions for microfinance companies that are aimed at improving the processes that drive their businesses, such as, Loan management, savings, payments, and analytics are some of the available products.

A: The platforms can help MFIs increase productivity, manage information better, achieve excellent customer service provision, minimize risks, cut costs down, and grow through the adoption of technology.

A: Loan management module streamlines the lending process with features such as automated application processing, customer management, underwriting, payment processing, and collections strategies. Advanced reporting and analytics provide valuable insights for informed decision-making and regulatory compliance

A: Yes, there are separate modules on the platform designed for supporting group loan applications, center management with meetings, and joint liability groups.

A: Yes; our solution includes various tools and reports that assist in analysis, reconciliation, and compliance reporting with regulatory requirements.

A: Our platform is fortified with robust security features including encryption, access controls, two-factor authentication, audit trails, and regular security updates. Compliance with GDPR and PCI DSS standards further reinforces our commitment to robust protection, instilling confidence in financial transactions for our clients.