The Cloud-based Core Banking Solution supports all aspects of business operations, including the front office to operational workflow, back-office, and accounting, benefiting diverse stakeholders such as tellers, branch officers, loan officers, clerks, managers, business heads, back-office operators, auditors, and the CXO team of a bank
Core Banking Solutions
Steer your digital banking journey with Avenir Fintech’s expertise. In today’s fast-paced financial landscape, adaptability is the name of the game. At Avenir Fintech, we understand the pulse of the industry and present to you our groundbreaking Digital Core Banking Solution.
We offer the Digital Core Banking Solution—an agile, cloud-native platform built to navigate banking’s ever-evolving landscape. Its flexible architecture enables easy product innovation while streamlining operations for heightened efficiency. With AI, ML, and bots seamlessly integrated, our solution empowers banks to deliver tailored services to diverse customer segments.


Powering Digital Transformation in Banking
Transform your bank’s core infrastructure with our digital core banking solutions and innovative platforms. Our cloud-native, API-first solutions future-proof your foundations, enabling continuous rapid innovation, seamless omnichannel delivery, and scalability to support ambitious growth trajectories. Unlock your bank’s full potential.
Delivering Value
Launch innovative products and services rapidly. Deliver seamless omnichannel banking. Drive automation and reduce manual processes.
Unleash Your Bank’s Potential
Our future-ready architecture delivers rapid reconfigurability, seamless omnichannel experiences, hyper-personalization powered by data analytics, scalability to support your ambitious growth, and so much more. With us, you can bring your boldest ideas to life as your trusted digital transformation partner.
Get Granular CustomerInsights
360-degree customer view with behavioral and transactional data. Customer analytics dashboard to identify trends and opportunities.
Differentiate with Cutting-Edge Innovation
Set your bank apart with our uniquely innovative core solutions. Our cutting-edge platforms make launching entirely new offerings fast and straightforward. Embed AI, harness big data, and explore emerging technologies; we rapidly deliver differentiating experiences. With endless possibilities, accelerate transformation and lead markets with disruptive innovation.
Financial Crime Prevention
Banks lose billions to fraud and financial crime annually. Our solutions provide capabilities to mitigate these risks. We enable the monitoring of transactions using AI. Tools identify suspicious patterns and potential threats.
Advanced analytics create profiles of normal customer behavior. Deviations trigger alerts for investigation, and robust workflows manage cases end-to-end. Multi-layered protections safeguard your bank’s integrity.
Powering Digital Transformation in Banking
Transform your bank's core infrastructure with Kiya.ai Digital core banking solutionsand innovative platforms. Our cloud-native, API-first solutions future-proof your foundations, enabling continuous rapid innovation, seamless omnichannel delivery, and scalability to support ambitious growth trajectories. Unlock your bank's full potential.
Delivering Value
Launch innovative products and services rapidly. Deliver seamless omnichannel banking. Drive automation and reduce manual processes.
Unleash Your Bank's Potential
Kiya.ai's future-ready architecture delivers rapid reconfigurability, seamless omnichannel experiences, hyper-personalization powered by data analytics, scalability to support your growth ambitiously, and so much more. You can bring your boldest ideas to life with Kiya.ai as your trusted digital transformation partner.
Get Granular Customer Insights
360-degree customer view with behavioral and transactional data. Customer analytics dashboard to identify trends and opportunities.
Differentiate with Cutting-Edge Innovation
Set your bank apart with our uniquely innovative core solutions. Kiya.ai’s cutting-edge platforms make launching entirely new offerings fast and straightforward. Embed AI, harness big data, and explore emerging technologies; we rapidly deliver differentiating experiences. With endless possibilities, accelerate transformation and lead markets with disruptive innovation.
Financial Crime Prevention
Banks lose billions to fraud and financial crime annually. Kiya.ai’s solutions provide capabilities to mitigate these risks. We enable the monitoring of transactions using AI. Tools identify suspicious patterns and potential threats.
Advanced analytics create profiles of normal customer behavior. Deviations trigger alerts for investigation, and robust workflows manage cases end-to-end. Multi-layered protections safeguard your bank's integrity.
Digital Core Banking Solutions reduce costs and drive operational excellence.
Our flexible, component-based solutions enable banks to streamline operations and lower IT costs. Our platform boosts productivity and creates leverage to scale efficiently.
- Lean integration layer for seamless legacy system connectivity.
- Low-code configuration tools for rapid product development.
- Open APIs for fintech partnership opportunities.
- Cloud-native architecture for scalability and resiliency.
- Cloud-native architecture is built from the ground up to enable rapid innovation and frictionless upgrades.
- Open APIs and microservices framework for seamless integration across channels and partners.
- Robust data analytics and AI capabilities are baked in to drive hyperpersonalization.
- Omnichannel experience across the web, mobile, voice assistants, IoT devices, and more.
- Configurable products and biz rules engine for launching offerings rapidly.
- Scaleable to support millions of accounts and transactions with 24/7 availability.
Securely hosted Core Banking Solution offers financial organizations ready-to-use payment platforms, eliminating the need for changes to their existing infrastructure.
It efficiently manages large-scale financial institutions’ extensive databases and servers from our data center. This streamlines innovation processes for banks, enabling them to provide customers with a variety of creative solutions without ownership or setup requirements..
The Digital Lending Solution handles the complete loan lifecycle, from origination to approval, management, and collection.
It integrates seamlessly with all levels of an organization, from front-office to back-office operations. Using a modular design and advanced technologies like AI and RPA, it meets the functional requirements of financial institutions, including basic application processing and complex tasks like credit scoring
Our Microfinance Solution offers microfinance institutions a robust technology platform for automation, security, and reporting.
It is built on the latest frameworks to deploy in remote offline locations, yet maintain centralized monitoring across regions. The solution covers the loan lifecycle, center management, individual and group lending, micro-insurance, savings, term deposits, regulatory reporting, and other key modules.
Islamic Banking Solution offers businesses following the Islamic banking model a quick go-to-market capability.
It enables services through multiple delivery channels and implements ready-to-use, yet configurable business processes. The solution can be implemented in a modular mode, allowing the enterprise to automate critical business units first and then cover its entire business in phases.
We combines deep banking expertise with proven technology leadership. Financial institutions across continents trust our robust core solutions to drive digital transformation.

Streamline Operations and Reduce Costs
Digital Core Banking Solutions reduce costs and drive operational excellence
Kiya’s flexible, component-based solutions enable banks to streamline operations and lower IT costs. Kiya’s platform boosts productivity and creates leverage to scale efficiently.
- Lean integration layer for seamless legacy system connectivity.
- Low-code configuration tools for rapid product development.
- Open APIs for fintech partnership opportunities.
- Cloud-native architecture for scalability and resiliency.















ytyt
Cloud-based Core Banking
Hosted Core Banking
Digital Lending Management
Microfinance
Islamic Banking
Kiya.ai combines deep banking expertise with proven technology leadership. More than 500 global financial institutions trust our robust core solutions to drive digital transformation.
Frequently Asked Questions
Legacy systems often need more omnichannel delivery, have fragmented and siloed data, poor APIs, and cannot support rapid innovation. This makes delivering seamless experiences difficult.
Our cloud-native microservices architecture, open APIs, and configurable business rules engine enable banks to rapidly design, test, and launch new products and services to meet emerging needs.
Our centralized data layer consolidates data from all channels and touchpoints to create a single view of each customer. This powers hyper-personalization across the banking journey.
Our solutions are API-first, allowing easy integration with mobile, web, IoT, conversational AI, and other interfaces to engage customers digitally.
Our end-to-end digital banking suite integrates with existing systems to eliminate fragmentation and reduce IT complexity and costs.
By enabling straight-through processing, automating manual processes, and optimizing workflows, our digital core banking solution boosts productivity and efficiency across crucial banking functions.
